Providing the value of advice
Markets are continually changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – now and in the future.
Investment Solutions
Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow. Save, Invest and grow your wealth with strategies based on your unique priorities. We can provide educated advice and expertise in solutions such as:
- Risk Management and Asset Allocation Strategy
- Segregated & Mutual Funds
- Registered retirement plans (RRSP, RRIF)
- Locked-in retirement account (LIRA)
- Registered education savings plan (RESP)
- Tax-free savings account (TFSA)
Insurance Solutions
It’s not what we have in life, but who we have that matters. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs. Some of which include:
- Needs Analysis and Risk Management
- Travel, Life and Health insurance
- Disability and Critical illness protection
Planning for Retirement
To enjoy your retirement, you’ll need a steady source of income and a plan uniquely tailored to you. We'll help you understand where your money will come from and when you’ll be able to access it, so you can gain confidence in the potential to grow your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement — good planning.
- Cash Flow and Needs Analysis
- Tax minimization strategies
- Registered retirement plans (RRSP, RRIF)
Estate Planning
By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. Depending on your unique situation, there are different ways to achieve your estate planning goals, including business succession, wills, beneficiary designations, powers of attorney, insurance, trusts, tax strategies, and charitable gifts.
- Strategies to minimize or defer taxes
- Multigenerational wealth planning and transfer
- Advise on investments and account structures to suit estate planning needs
Business Solutions
Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include:
- Group benefits & Group retirement
- Group pension
- Competitive employee benefits
- Business and key-person insurance
Banking Solutions
Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options. In a fast-paced world, you need your bank to keep up. Manulife Bank has flexible products that fit seamlessly into your day and help you achieve your financial goals.
For more information on services and solutions for your financial needs...
What Our Clients Are Saying
L.C
"As a new investor, and after hearing stories about investing scams, I felt intimidated and nervous about trusting someone with my hard-earned money... [Matte & Associates] went out of their way to get to know me, even visiting me in the city where I reside... ...I feel Matte & Associates exemplifies honesty and integrity in how they conduct their business. Thank you for making me feel at ease. You have earned my trust."
M & V
"Matte & Associates services were recommended to us by a friend who has been a client for over 20 years and like him we have not been disappointed. The returns on our investments to date are outstanding and his emphasis on preserving capital is most reassuring. His staff are a pleasure to deal with. We unreservedly commend Maurice Matte and his team to you."
Pat S.
"I have been extremely impressed with the quality of advice on investment and estate planning, the performance of the investments, and the proactive tax planning that [Matte & Associates] has provided to both myself and my clients... I would not hesitate to refer clients, friends and family to Matte and Associates."
T. Smithwick
"I have been blessed over the past 15 years plus with a financial advisor who I can trust. I know my investments are safe and earning a good return. I know that the advice that I receive is in my best interests, as opposed to the interests of the advisor or investment company..."